David Leal
CEO & National Producer
About Leal Family Group
A real family. A real promise.
Family-Owned. Client-Focused. Guidance You Can Trust. Coverage You Can Understand.
Our name is the promise.
"Leal" is the Spanish word for loyal. That is not a marketing line. It is a standard we meet every time the phone rings.
Leal Family Group was built from a commitment to help families make confident insurance decisions with honesty, transparency, and personalized guidance.
With roots in Cuba and Spain, our story is built on resilience, perseverance, and a passion for helping others. Today we proudly serve individuals, families, Medicare beneficiaries, seniors, and business owners throughout multiple states.
We believe insurance should be simple, understandable, and centered around people, not policies. Our service continues before, during, and after enrollment.
What you can count on.
Guidance for you, the client, comes first. Everything below follows from that.
Personalized Guidance
Clear support to help you compare options and make confident coverage decisions.
Family, Trust & Loyalty
A family-owned agency built on relationships, care, patience, and personal attention.
Multiple Insurance Solutions
Support for ACA, Medicare, Life, Dental, Vision, Supplemental, and Employer Benefits.
Year-Round Service
Help with renewals, questions, changes, benefit reviews, and continued client support.
The Leal family.
You will speak with one of us, or with someone we trained.
Claudia Leal
Chief Financial Officer
How we work.
1
Listening
Before we recommend anything, we ask. Who is on the plan, what doctors do you want to keep, what prescriptions are non-negotiable, what does your budget look like in a tough month, not a good one. The first call is a conversation, not a quote.
2
Matching
Once we understand the family, we shop your options across the carriers we are contracted with. You see the trade-offs in plain language: what each plan covers, what it costs, and what we would pick if it were our family. Then you choose.
3
Following up
Insurance is not a one-meeting job. We check in at renewal, when life changes, when the carrier changes a network, and any time you call with a question. The same phone number you used to enroll is the one you use to get help using the plan.
Where we are licensed.
Leal Family Group holds a 2-15 Health Life and Annuities license out of Florida and is CMS certified for Medicare. We are licensed to write business in 23 states:
Florida, Texas, Georgia, North Carolina, Ohio, South Carolina, Utah, Arizona, Tennessee, Alabama, Illinois, Mississippi, Michigan, Arkansas, Idaho, Colorado, Indiana, New Mexico, Kentucky, Louisiana, Nebraska, Kansas, and Maine.
Florida is our resident state. Texas is our second-largest service area.
Who we serve.
We help families regardless of your immigration status, with, without, or in progress. The conversation is the same. We will tell you which plans you qualify for, what they cost, and what they cover, in plain English or Spanish.
No judgment, no surprise paperwork, no questions outside of what the application actually requires.
Professional credentials and certifications
Licensed. Certified. Trusted.
Professional guidance backed by licensing, annual certifications, and carrier appointments.
Florida 2-15 Health & Life
Our resident license: the Florida 2-15 Health & Life license, held out of Cutler Bay.
CMS FFM Certified
CMS Federally Facilitated Marketplace certified, with recertification completed every year to stay current with enrollment rules.
State Marketplace Certified
Certified for the state marketplaces we serve, so we can enroll families wherever their exchange lives.
Carrier Appointed
Appointed with the carriers we place, across ACA, Medicare, Life, Dental, Vision, and Supplemental coverage.
Multi-State Licensed
Licensed beyond Florida to serve individuals, families, Medicare beneficiaries, and business owners across multiple states.
Licensing, appointments, certifications, carrier availability, and plan options may vary by state, county, eligibility, and enrollment period.